The widely respected consumer watchdog Which has named First Direct and HSBC as best mortgage lenders out of a choice of 22 mortgage lenders. This is the 5th straight year First Direct have come out on top.               First Direct are part of  the HSBC Banking Group. Which use a combination of customer opinion polls, questionnaires and data based on deals that the companies offer over [...]

A Bridging Loan (U.K) or a Bridge Loan (U.S) means exactly the same thing. Just different terminolgy, depending on which side of the pond you are on. When an individual homeowner or a business finds itself needing money and has a shortfall of cash between where they need to get to, a bridging loan helps to bridge over the shortfall.       A Bridging Loan can be used for any purpose within reason like [...]

Cash Buyers are King in regards to House Buying in the United Kingdom. That’s what new figures from the CML (Council of Mortgage Lenders) are suggesting. The CML started keeping stats for this sort of thing in 2005. In the space of 5 – 6 short years the amount of cash buyers has doubled.     The CML’s records began in  April ’05,  16,457 properties were bought by cash buyers. At bthe time, this was [...]

The AA in the UK is reporting that Fully Comprehensive car insurance policies have risen by on average 40% in the past year alone! The biggest ever rise on record has been researched by the AA and is up to date to last september, 2010. This brings the average fully comp  car insurance policy to just shy of £800 in the United Kingdom. Young drivers will get hammered the most, making it nigh on impossible [...]