The widely respected consumer watchdog Which has named First Direct and HSBC as best mortgage lenders out of a choice of 22 mortgage lenders. This is the 5th straight year First Direct have come out on top.               First Direct are part of  the HSBC Banking Group. Which use a combination of customer opinion polls, questionnaires and data based on deals that the companies offer over [...]

Cash Buyers are King in regards to House Buying in the United Kingdom. That’s what new figures from the CML (Council of Mortgage Lenders) are suggesting. The CML started keeping stats for this sort of thing in 2005. In the space of 5 – 6 short years the amount of cash buyers has doubled.     The CML’s records began in  April ’05,  16,457 properties were bought by cash buyers. At bthe time, this was [...]